SEAL is our way to helpMalaysians own a home.
Essentially it is adeferred payment sche me where we take care of up to 30% of your property price at 0% interest.
So, if the bank only approves a60% loan, Setia will take care of the other 30% while you take 5 years to pay us back with no interest!
Purchasers who can’t get a90% loan approved.
Upgraders who wish toaccess their EPF money for the purchase.
Upgraders who are in themidst of selling their current house and purchasing a new one.
NO HIDDEN COSTS.
We’ll bear the legal fees, disbursement and stamp duty on the Security Documents for SEAL.
EASY TO APPLY.
Just submit the form at any of our Sales Gallery.
IT’S YOURS FOR
THE SCHEME TENURE.
During the scheme payment tenure, you’re not allowed to sell or transfer the property.
Take your pick of our completed commercial or residential projects.
If you choose to not opt for SEAL, we’ll give you a 2% rebate if you have a 90% loan, and a 1% rebate if you have a 80% loan or more.
Make a booking.
Settle the first 10% down payment.
Obtain a minimum bank loan of 60%.
Apply for SEAL
Our deferred payment scheme.
Move in your dream home!
Pay us back in 5 years. Do it in instalments or 1 bullet payment!
Pay us back before 4 years and get 3% off the total scheme sum.
Pay us back before 3 years and get 5% off the total scheme sum.
Watch our video and discover how Setia can turn your dream property into reality via SEAL, our simplified and enhanced deferred payment scheme.